diff --git a/Code.xcodeproj/project.xcworkspace/xcshareddata/swiftpm/Package.resolved b/Code.xcodeproj/project.xcworkspace/xcshareddata/swiftpm/Package.resolved
index 54b6f3957..06040ef0d 100644
--- a/Code.xcodeproj/project.xcworkspace/xcshareddata/swiftpm/Package.resolved
+++ b/Code.xcodeproj/project.xcworkspace/xcshareddata/swiftpm/Package.resolved
@@ -1,5 +1,5 @@
 {
-  "originHash" : "0949e333ed9deff2d24a867708577c820b601cd4655fa62ed4d469a4d88f6147",
+  "originHash" : "f17a20c394cb2f9ff4303f14ce7697f1acc08d81d8439e2b02f2289ea87dc0aa",
   "pins" : [
     {
       "identity" : "abseil-cpp-binary",
@@ -357,8 +357,8 @@
       "kind" : "remoteSourceControl",
       "location" : "https://github.com/apple/swift-nio-http2.git",
       "state" : {
-        "revision" : "61d1b44f6e4e118792be1cff88ee2bc0267c6f9a",
-        "version" : "1.44.0"
+        "revision" : "0f3e54e29c944c2e835ad52159da7d9e1c94ac69",
+        "version" : "1.46.0"
       }
     },
     {
@@ -411,8 +411,8 @@
       "kind" : "remoteSourceControl",
       "location" : "https://github.com/apple/swift-system.git",
       "state" : {
-        "revision" : "7c6ad0fc39d0763e0b699210e4124afd5041c5df",
-        "version" : "1.6.4"
+        "revision" : "869129b7bf4ecc57b97d0193ad29690ca2134750",
+        "version" : "1.8.1"
       }
     },
     {
diff --git a/Flipcash/Core/Screens/PaymentRequest/PaymentRequestPayment.swift b/Flipcash/Core/Screens/PaymentRequest/PaymentRequestPayment.swift
index 605071e20..d726df249 100644
--- a/Flipcash/Core/Screens/PaymentRequest/PaymentRequestPayment.swift
+++ b/Flipcash/Core/Screens/PaymentRequest/PaymentRequestPayment.swift
@@ -152,8 +152,9 @@ final class PaymentRequestPayment {
             return .failed
         }
 
-        // Backstop: the balance can drop between the pre-check and the swipe.
-        switch session.hasSufficientFunds(for: amount) {
+        // Gate on the uncapped share: `amount` is capped at the balance, so it always passes.
+        let uncapped = selectedBalance.enteredFiat(for: fiat.value, rate: pin.rate) ?? amount
+        switch session.hasSufficientFunds(for: uncapped) {
         case .insufficient(let shortfall):
             showInsufficientFunds(shortfall: shortfall)
             return .failed
@@ -218,8 +219,8 @@ final class PaymentRequestPayment {
     private func showInsufficientFunds(shortfall: ExchangedFiat?) {
         let title = shortfall.map { "You're \($0.nativeAmount.formatted()) Short" } ?? "You Need More Cash"
         let subtitle = shortfall == nil
-            ? "Please add more cash, or try again with a lower amount"
-            : "Add more cash, or try again with a lower amount"
+            ? "Please add more cash, or select a different Community Currency"
+            : "Add more cash, or select a different Community Currency"
         session.dialogItem = .error(title: title, subtitle: subtitle) {
             .destructive("Add More Cash") { [weak self] in
                 self?.depositMint = self?.selectedBalance?.stored.mint