Free, browser-only tools that help physicians read the fine print: what a contract actually says, what it costs to leave, what the law allows, and what federal loan repayment actually costs. Nothing you enter leaves your browser — there is no account, no upload, and no server-side processing.

• joinandwise — the site and tools (joinandwise.com): a contract checker that quotes your PDF's clauses with page numbers, an offer comparison model (clawbacks, tail, wRVU cuts, PSLF), a 50-state physician non-compete dataset, loan repayment comparisons under the 2026 rules, and Match Day planning.
• Contract-Model — the 2023 physician employment contracts ebook (Apache-2.0). The maintained edition lives at joinandwise.com/contracts/guide.

The physician non-compete dataset is checked per statute and published under CC BY 4.0 as JSON and CSV, with each state's check date and sources on joinandwise.com/contracts/noncompete.

Andwise restates what documents and statutes say, does arithmetic on the numbers you enter, and points you at questions worth asking. Whether a specific agreement is enforceable depends on its wording, dates and facts — have an attorney licensed in your state review it before you sign.