A curated list of awesome open banking APIs
If you see a package or project here that is no longer maintained or is not a good fit, please submit a Pull Request to improve this file. Thank you!
Payment Services and Payment Gateway for Merchants and Businesses
- Stripe
- Paypal
- BrainTree
- 2c2p
- WorldPay
- Authorize.net
- Amazon Pay
- Square Developer - take payments from mobile app, website and in-person with Square
- WePay
- WeChat Pay - Wechat Pay allows merchants and businesses to integrate for Quick Pay, QR Code Payment, Official Account Payment or In-App Payment
- Adyen - Adyen aggregates all Payment Gateway APIs
- IBANforge - REST API for IBAN validation (75+ countries, mod-97 checksum, BBAN parsing) and BIC/SWIFT lookup (121K+ entries from GLEIF). Free tier, x402 micropayments, MCP server for AI agents, self-hostable via Docker. GitHub
API Services that make it easy to access many Banking API Services
- Plaid
- Token
- open-banking.io - open-banking.io is a zero-knowledge EU PSD2 open banking API aggregator providing read-only AISP access to bank accounts and transactions. No eIDAS/qWAC certificate required.
- Yapily
- Tink
- Brankas
- MoneyHub
- MoneyHub data and insights API aggregate a customer’s financial data in a secure and simple way. Receive back not only the raw data, but our machine-learning powered insights. Save development time, stay compliant and use the most comprehensive financial data source on the market.
- Payments API enable your users to make real-time payments direct from their bank accounts, initiated within your site. Highly competitive pricing and easy to integrate via a simple embeddable widget. Stay compliant while creating cheaper and faster payments.
- Ibanity - Ibanity provides financial services APIs exposed by Isabel Group.
- XS2A connect to any bank and access account information or initiate payment orders directly from users' bank accounts.
- Isabel Connect enable Isabel users to aggregate their data and initiate payments across institutions.
- Ponto Connect enable Ponto users to aggregate their data and initiate payments across institutions.
- TrueLayer - TrueLayer allows applications to connect securely with their End user’s bank, in order to either read their financial data or initiate payments.
- Data API - instant access to financial data
- Payments API - instant payment initiation
- open-banking.io - European bank-account aggregation API with no PSD2/eIDAS certificates required. Client-held encryption keys, simple server-to-server API, ~€3/mo.